Watching your long-term investments grow is often compared to watching paint dry. Don’t get me wrong—everyone should do it. Over five years, you may see excellent returns. But in a shorter window, say six months, if you’re sticking to ETFs, performance may feel stagnant—unless you happened to buy at an exceptional entry point during a volatile period.

Take this past April as an example: SPY (an ETF tracking large-cap U.S. stocks) bottomed at 496.5 on April 8. As of this writing, it’s at 659—an increase of ~33%. That kind of movement is rare, though, and most of the time, long-term investing is a slow burn.

Short-term trading, on the other hand, can deliver outsized returns in a 2–6 month window—but only if you know what you’re doing. It’s riskier, and it requires discipline. This blog is about how I taught myself to trade, the mistakes I made, my returns, and what I learned in my first year.


Recap of My Journey

March 2020 – August 2024: Long-term investing only. Sporadic buying, never selling.

What I did right:

  • Bought Amazon: +54% unrealized gains. Entry points weren’t great, but time in the market paid off.
  • Bought Nvidia: +751% unrealized gains. Accidentally nailed my entry during a bear market when my overall portfolio was down 30%.
  • Bought SCHB (ETF): +139%—solid performance.

Takeaway: Nothing beats buying during a bear market. Too bad I did so little of it in March 2020, and 2022–2023.

What I did wrong:

  • Bought Zoom and Moderna near their all-time highs, without recognizing the pandemic-driven hype was fading.
  • Relied on Motley Fool stock picks without realizing such services have their own agendas.

By August 2024, I finally checked my portfolio after long stretches of ignoring it—another mistake. While I was up over 30% overall, I had $20K in unrealized losses from poor trades.

I had an epiphany: I realized I could use short-term trading to generate profits and erase my bad bets. What began as a way to wipe the slate clean grew into something much bigger.


What Came Next:

I threw myself into self-education.

  • Learned to read technical indicators and identify solid entry and exit points.
  • Explored trading Discords—risky environments for the naive, but goldmines for the careful observer willing to ask the right questions.
  • Discovered trading news bots, and dove into topics like share dilution, short selling, volume, and float.
  • Experimented with strategies that felt safe to me, honing discipline and learning to balance fear and greed.

Most importantly, I taught myself how to trade without anxiety. 

At first, my stress levels were unbearable. One panic sell from mistakes every new trader makes cost me a big loss. That was the turning point—I realized no amount of profit is worth trading with constant fear. So I reworked my strategies until I found approaches that felt sustainable and calm.


2024: The Turning Point

The last five months of 2024 were pivotal.

  • Launched my first class on November 5, 2024 (election night)—and with it, Trading with Smarts (TWS) was born.
  • Wiped out $17K in long-term losses, plus the hit from my big panic-sell mistake.
  • Closed the year at breakeven overall, but with invaluable experience.

I also settled into a rhythm: small, controlled trades. Never risking more than a tiny fraction of my portfolio—usually under 1% of my brokerage cash per trade. That shift alone helped me trade without fear.


Results So Far

Snapshot of my gains and losses page in my E*Trade brokerage

Using about $70K of trading capital (it has varied between 60-80K all year), I’ve built $42K in short-term gains—a ~60% return.

For comparison, if I had put that same cash into SPY on April 8, I’d be up 33%. I’m incapable of being reckless enough to put most of my cash into a single play on a single day, so my dollar amount gains would be much lower.

This illustrates the advantage of repeated, informed bets over one isolated longer-term bet.

Some will say this gain is puny. I’ve actually come up against that from reckless traders who want much bigger wins. But for me, small wins are enough.

The aim of trading is not to get rich quickly - it is to slowly increase my net worth in a steady, sustained manner that does not endanger my capital or give me palpitations.  

Note: While I’m building short-term gains, I’m also making highly selective long-term buys, given that the market is at all-time highs. When the next major crash comes, that’s when I’ll make substantial long-term entries. Timing the market isn’t easy, but with patience, knowledge, strategy, and discipline, you can make it work in your favor.


What I’ve Learned

There’s no perfect formula. You’ll never maximize every opportunity. You’ll never trade perfectly.

But what you can do is:

  • Be decisive and informed.
  • Protect your capital.
  • Learn from mistakes without beating yourself up.
  • Build discipline.
  • Build intelligent strategies that will get out of bad trades with profit
  • Trade without anxiety

That’s the heart of my philosophy—and the foundation of what TWS teaches.


For more information on classes, click HERE


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KPanda profile picture
KPanda
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As a complete beginner in trading, Trading With Smarts has been a game changer for me. Jaya explains the basics of trading strategies very clearly. After 2 months of taking the class and learning from other members on the discord, I finally feel like I am starting to understand what I’m doing.
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Rajitha Gangishetty profile picture
Rajitha Gangishetty
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I took Jaya’s short term trading class and joined the Discord community to get more familiar with trading and it has genuinely changed how I approach it. Jaya is incredibly knowledgeable, but what sets this community apart is how she shares that knowledge. Rather than just dropping signals for people to blindly follow, she takes the time to explain the reasoning behind those moves. This has helped boost my confidence as a newer trader and I’ve started making more informed decisions instead of just reacting. The Discord community itself is wonderfully supportive, and Jaya is always available to answer questions, no matter how basic or complex. For the value you get — education, community, and real insight — the subscription price is very reasonable. Highly recommend to anyone serious about improving their trading skills. ​​​​​​​​​​​​​​​​
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Veda profile picture
Veda
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Trading With Smarts (TWS) has been a transformative experience for my trading journey. Jaya breaks down complex concepts into clear, practical strategies that actually work. I’ve gained the confidence to trade independently, improved my discipline, and developed a much better understanding of market behavior. The supportive Discord community and ongoing mentorship make a huge difference—there’s always something new to learn. Whether you’re a beginner or looking to level up, this is the place to start! I really value Jaya’s transparency—she openly shares her experiences, mistakes, and even her trades, which makes her insights far more meaningful.
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sonia salunke
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I recently completed the long-term trading class and found it to be a valuable learning experience, especially for building a solid foundation in trading. Trading had always felt like an intimidating space for me, but this class made it much more approachable and gave me a clear starting point to begin navigating it with more confidence. The course does a great job of breaking down key concepts in a way that’s easy to understand. Jaya clearly has experience and focuses on explaining the reasoning behind different strategies, rather than just giving rules to follow, which made a big difference in understanding the material. I would recommend this class to anyone who is serious about learning trading and wants a structured introduction. That said, it’s important to understand that the course is just the beginning—you still need to put in consistent work outside of it to truly develop your skills. I also joined the trading Discord connected to the course, which adds another layer to the learning experience. The community is active, making it easy to stay engaged with the markets and see different perspectives throughout the day. There are valuable insights shared by Jaya and other members, and it’s helpful to see trades being taken and how others analyze setups in real time. It’s also a great place to ask questions and get feedback, especially if you’re still learning. Overall, both the class and the Discord provide a strong starting point for anyone looking to get into trading. If you stay consistent, keep learning, and apply what’s taught, you can build a solid foundation and continue growing from there.
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Aarthi Gokula
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I started with Jaya’s long term trading and investing class in November 2024. This was my first time taking interest in the market to gain financial knowledge. This class helped me deep dive into topics I never thought of before. I slowly started investing in etf’s and I am happy to say I am up by 20./. in my long term investment. After this I started exploring day trade and swing trade classes from Jaya. There is a lot of learning to do but it gave me the confidence to start slowly. Today I can safely trade stocks with what I have learnt. I make enough to say this is a good side gig.
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Priya Vasudevan profile picture
Priya Vasudevan
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I highly recommend Trading With Smarts (TWS). I took the two classes Jaya offered about trading - Fundamentals of Investing class and the Day Trading class in July. I was in fact not able to attend the classes online and watched the recordings offline later, yet they made an impact on me, about what to watch for and I unlearned a lot of my ineffective investing strategies. TWS under Jaya's leadership has been a wonderful welcoming space for newbies and has taught me how to follow news, press releases, watch for volumes in trades, follow stock indicators. I have learnt to make informed decisions. The discord group you can choose to join after taking the classes is a true game changer and Jaya has been a true leader in the sense that she is empowering everyone she trains to be independent and not just follow her cues. I truly think that sets her and her classes apart.
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aksha Gowtham profile picture
aksha Gowtham
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I have been part of trading with smarts community since February. It has been a game changer personally, Jaya's classes (both day trading and fundamentals) are well structured and perfect for beginners or even experienced traders. Jaya has been very honest with suggestions and feedback and always available for any doubts or clarifications. For me personally, swing trading has been the best part of my journey so far, Jaya's strategies to pick specific tickers or ways to reduce losses are some of the things Jaya really focuses on. I am glad to be part of the discord community where we learn from each other.
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Balvinder Arora profile picture
Balvinder Arora
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I’ve been familiar with the stock market for years as a long-term investor, but I took this course to learn more about swing trading and day trading. It was exactly what I needed. Jaya explained the concepts in a very clear and practical way, making shorter-term trading strategies approachable and easy to follow. What really stood out was how the course built on my existing knowledge—helping me understand how to spot opportunities, manage risk, and trade with discipline. After support group is awesome as well. It has a Discord channel that keeps us updated on daily market moves and trade ideas, which has been incredibly helpful for staying sharp and connected with other traders. This course has definitely elevated my skills and confidence. I highly recommend it to anyone looking to go beyond long-term investing and gain real, actionable trading strategies.
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Anusha Annapureddy profile picture
Anusha Annapureddy
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I started following Jaya to learn trading and it’s been such a great experience. Watching her trades and how she approaches the market really boosted my confidence. I went from knowing just the basics to feeling comfortable investing in both long-term and short-term stocks. Jaya’s clear approach and consistency gave me the push I needed to take action myself. I’m really grateful for everything I’ve learned from her and I’d encourage anyone interested in trading to follow her.
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Sumitha Ganesh profile picture
Sumitha Ganesh
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I'm so glad I joined Jaya's trading class! As a beginner who started trading less than a year ago, I was nervous about navigating the markets, but Jaya's expertise and real-life trading experiences made all the difference. Her classes on basic trading and day trading were informative, engaging, and practical. What really sets her apart, though, is the after-class support group - it's been a game-changer for me! The community is super supportive, and we learn from each other's experiences and strategies. Jaya's guidance and encouragement have given me the confidence to keep growing as a trader. Highly recommend her classes to anyone looking to start or improve their trading journey! 🙌